Q9. What if I can't borrow the full amount?
You may be in this situation if you have no credit or a few blemishes on your credit report, or if the balance you owe is beyond your borrowing capabilities. You should find out how much the lender will agree to loan you. Talk to one of our account representatives. We are often willing to accept what you can borrow as a down payment. You may not be required to make payments to us for a mutually agreed period of time, while you are making payments on your loan. After the agreed period of time, if you have paid your loan as agreed and established good credit, you should be able to borrow the balance or at least another down payment. The bottom line is, if you talk to us, we will work with you in this situation to assist you in establishing good credit.
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