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__Responses from Frequently Asked Questions

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Responses to Frequently Asked Questions (FAQ's)



Q1. What does my credit report have to do with my credit score?

Your credit report is a detailed history of your credit accounts including payment history, credit limit, highest balance ever charged, and age of the account.


Your credit score is a numeric representation of your credit report. Think of your credit report like the report card grade for all the work you did in class a particular year.

Your credit score goes up and down depending on how the information in your credit report changes.


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